TRT Cost Guide

Understanding the cost of testosterone replacement therapy — by treatment type, location, and add-on services.

Average TRT Costs at a Glance

Most men on TRT spend between $150–$350/month all-in. Here's a quick summary:

  • Testosterone injections: $40–$100/month (most affordable)
  • Topical creams/gels: $100–$400/month
  • Testosterone pellets: $300–$600 per insertion (every 3–6 months)
  • Lab work: $100–$500 per panel (2–4x/year)
  • Clinic visits: $100–$300 each (or included in membership)

Many clinics offer monthly membership plans that bundle medication, labs, and visits into a single predictable price.

Insurance vs Cash Pay

Insurance may cover TRT with a documented diagnosis of hypogonadism. However, many men choose cash-pay clinics for faster access, fewer restrictions, and more personalized care. Even without insurance, testosterone cypionate is one of the most affordable prescription medications available.

Getting the Best Value

Compare multiple clinics in your area and ask for a complete breakdown of costs including labs, medication, and follow-up visits. Search our directory to find clinics near you and contact several for pricing information.